{"version":"1.0","type":"rich","provider_name":"hearthis.at","provider_url":"https:\/\/hearthis.at","height":"150","width":"100%","title":"Finan\u010dn\u00e9 zdravie 197 - 2026-10-19 \u201eZdra\u017eovanie hypot\u00e9k\u201e","description":"\u201eZdra\u017eovanie hypot\u00e9k\u201e\u2026\r\nmoderuje : Ing. Andrej Koval\u010d\u00edk\u2026 kontakt : kovalcikandrej@ovbmail.eu alebo 0917 232 450\r\n\r\nRel\u00e1cia Finan\u010dn\u00e9 zdravie 197 sa venuje t\u00e9me zdra\u017eovania hypot\u00e9k na Slovensku. Moder\u00e1tor Andrej Koval\u010d\u00edk s hos\u0165om rozober\u00e1 v\u00fdvoj \u00farokov\u00fdch sadzieb Eur\u00f3pskej centr\u00e1lnej banky, hist\u00f3riu hypot\u00e9k, aktu\u00e1lne spl\u00e1tky a mo\u017enosti pri kon\u010diacich sa fix\u00e1ci\u00e1ch. V z\u00e1vere sa dot\u00fdkaj\u00fa aj osobn\u00fdch rozhodnut\u00ed o b\u00fdvan\u00ed a postoja k neistote.\r\n\r\n\u23f1\ufe0f Kapitoly\r\n\r\n0:00:00 \u00davod a komunitn\u00e9 r\u00e1dio\r\n0:07:46 Hypot\u00e9ky a rast \u00farokov\u00fdch sadzieb\r\n0:24:36 Hist\u00f3ria sadzieb a kontrola v\u00fdpisov\r\n0:28:56 Aktu\u00e1lne sadzby a v\u00fdpo\u010dty spl\u00e1tok\r\n0:36:48 Fix\u00e1cie a vplyv rastu na spl\u00e1tky\r\n0:44:11 Da\u0148ov\u00fd odpo\u010det a v\u00fdh\u013ead sadzieb\r\n0:50:32 Mo\u017enosti pri kon\u010diacich fix\u00e1ci\u00e1ch\r\n1:01:04 Rozhodnutia, realita a postoj\r\n1:06:26 Z\u00e1ver rel\u00e1cie a kontakty","thumbnail_url":"https:\/\/img.hearthis.at\/9\/2\/5\/_\/uploads\/8859328\/image_track\/14729995\/w1200_h628_q70_ptrue_v2_m1792411345----cropped_1792411341529.jpg?m=1792411345","thumbnail_width":1200,"thumbnail_height":628,"html":"<iframe scrolling=\"no\" id=\"hearthis_at_track_14729995_light\" style=\"border-radius: 10px;\" width=\"100%\" height=\"150\" src=\"https:\/\/hearthis.at\/embed\/14729995\/transparent\/?style=2&block_size=2&block_space=2&background=1\" frameborder=\"0\" allowtransparency allow=\"autoplay; web-share; clipboard-write\"><\/iframe>","author_name":"Slobodn\u00fd Vysiela\u010d","author_url":"https:\/\/hearthis.at\/slobodnyvysielac\/"}